Your unused AI tokens
are worth something.
TokenBank is a marketplace for the Claude Code and AI agent quota you don't burn. Lend what's left at the end of the cycle, earn credits, and borrow back when the context window catches fire.
A bank for tokens, not for cash.
Three moves: deposit the surplus, earn credits, borrow back when you need it. We stay out of your code and your data.
Connect your subscription
Link Claude Code, Claude.ai, or any agent that exposes a usage API. We read what's left of your monthly quota — never your prompts.
Deposit what you don't use
Choose a daily ceiling and let TokenBank route the leftover tokens to people who need them. You earn credits as the meter ticks.
Borrow when you're dry
Hit a wall mid-task? Spend earned credits to draw tokens from the pool, served through your existing client. No new key, no new bill.
Tokens shouldn't expire on a calendar.
Most heavy AI plans are sized for the worst week of the month. The other three weeks, capacity sits idle. TokenBank turns that idle capacity into something liquid.
- 1:1 token-for-creditEvery token you lend mints a credit. Credits don't expire while your account is active.
- Per-model poolsSonnet, Opus, GPT-5, Gemini — each model lives in its own pool, priced by demand.
- Built for agentsDesigned for Claude Code, autonomous agents, and CI loops that bill by the token.
Two sides of the same meter.
Whether you're sitting on tokens or reaching for the next million, TokenBank exists on the side you're on.
You bought big. You don't always burn it.
Designers, hobbyists, and teams on a Max plan that goes mostly untouched. Earn credits while your subscription pays for itself.
You ran out at 3 PM on a Tuesday.
Indie devs in the middle of a refactor, agent runs that won't fit a budget, students learning fast. Borrow without buying a tier you'll never need.
Things people ask first.
How can I share tokens from a subscription that's tied to my account?
TokenBank routes requests through a compatibility layer that uses your existing client and provider — your subscription pays the provider, and TokenBank settles the credit between users. We're starting with the providers that allow this; the waitlist is how we figure out demand by platform.
Do you read my prompts or my code?
No. The platform only needs usage counters (tokens consumed, tokens remaining) — never the content of your conversations. End-to-end details will ship in our security doc before launch.
What does the credit system look like?
Lend a token, earn a credit. Credits are model-aware, so a credit minted on Opus is worth more than one minted on Haiku. You can spend credits on any pool, with a small spread that funds the platform.
When does the waitlist open up?
We're inviting in waves. Joining puts you in the next batch and lets us tag you as a likely lender, borrower, or both — that ordering is how we balance the early pools.
Open an account
before the doors do.
Tell us a little about how you use AI today. Lenders, borrowers, and the curious all welcome — we're using the waitlist to balance the first pools.